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share accounts
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Savings Accounts at your credit union are called share accounts. You can open your account by depositing a minimum of $5.00 (which is equivalent to one share) into the new account. Regular deposits can be made easily at PREFERRED
FINANCIAL FCU, where our staff will be glad to help you with all of your savings needs.
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Dividend Rate: 0.50% |
Share Draft Accounts |
| Checking accounts at a credit union are called Share Draft Accounts. At PREFERRED
FINANCIAL FCU, the name of your account is not the only thing that sets it apart from bank checking accounts. There is no minimum balance requirement and no monthly or per-check fees. You can even make purchases from your account with a Visa Check Card at no additional cost.
A minimum deposit of $10.00 is required when opening
a share draft account.
You may
download and print
the Share Draft Application form or visit our
office.
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Share Certificates |
Share certificate accounts offer the saver a rate of interest that is typically higher than the rate for regular share accounts. Interest earned on a share certificate is paid to the saver upon maturity of the certificate. Share certificates are typically available for a minimum of just $1,000. Rates, amounts, and maturity periods will vary with market conditions. Ask a member of our staff about what type of certificate is right for your and your savings.
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| $1,000 and up |
3.00% |
6 months |
| $1,000 and up |
3.25% |
12 months |
| $1,000 and up |
3.50% |
24 months |
| $1,000 and up |
3.75% |
36 months |
| $1,000 and up |
4.00% |
60 months |
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