savings rates
  saviNGS DIVIDEND RATES AS OF MAY 1, 2008
 Share Type  Dividend Rate  APY*
  Regular Shares 0.30% 0.30%
  I.R.A. Shares 1.25% 1.26%
  Christmas Club 0.30% 0.30%
  Share Draft 0.30% 0.30%
  Vacation Club 0.30% 0.30%
* APY (Annual Percentage Yield)
Dividends are calculated based on the balance at the end of the business day. Dividends are based on the Credit Union's earnings at the end of a dividend period and cannot be guaranteed, Dividend rates are subject to change quarterly.
  MONEY MARKET DIVIDEND RATES AS OF MAY 1, 2008
 AVERAGE BALANCE RANGE  Dividend Rate  APY**
  $ 1,000 to $ 9,999.99 1.25% 1.26%
  $ 10,000 to $ 24,999.99 1.75% 1.76%
  $ 25,000 to $ 49,999.99 2.25% 2.27%
  $ 50,000 to $ 74,999.99 2.50% 2.52%
  $ 75,000 and up 3.00% 3.03%
** APY (Annual Percentage Yield)
Dividends are calculated based on the average daily balance during the dividend period. Dividends are based on the Credit Union's earnings at the end of a dividend period and cannot be guaranteed, Dividend rates are subject to change quarterly.
  CERTIFICATES OF DEPOSIT / IRA CERTIFICATES
        RATES AS OF MAY 1, 2008
 Issue Amount  Dividend Rate  APY*  Terms
  $ 1,000 and UP 2.00% 2.00% 6 month, earnings paid at maturity
  $ 1,000 and UP 2.25% 2.25% 12 month, earnings paid at maturity
  $ 1,000 and UP 2.50% 2.50% 24 month, earnings paid at maturity
  $ 1,000 and UP 2.75% 2.75% 36 month, earnings paid quarterly
  $ 1,000 and UP 3.00% 3.00% 60 month, earnings paid at maturity


Your savings are insured up to $100,000 Equal Housing Lender America's Credit Unions
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